Many people do not even realize what is covered by personal injury law and they may have no idea of whether or not they even have a personal injury claim to make. If you have been injured in some way, then you need to know whether or not you have a claim. Just what does personal injury law cover? There are several categories of accidents that are included as personal injury. It is important that you know what they are.
Vehicle accidents are a common cause of personal injury claims. If the vehicle accident has a clear at fault party who caused the wreck, then this is considered negligence. When you are injured in a car accident and you were not at fault for that wreck, then it is a personal injury and you will need to file a claim to get your losses, medical bills, and lost wages covered.
Another category of personal injury claims comes in the form of slip and fall accidents. In these cases, you will have to prove liability. Just because you tripped and fell does not necessarily mean that you have a personal injury claim. You have to show that the owner of the property knew that there was a dangerous situation, like a faulty stairwell banister or uneven payment. The owner had to be aware of the situation and they had to have been unwilling to repair it. This is called negligence. When a property owner is negligent, then they are responsible for your slip and fall injury.
Dog bites are another common type of personal injury claim. If someone’s dog bites you and you were an innocent party, then you can file a claim against the owner of the dog. There are a couple of stipulations. If you were doing something to provoke the dog or if you were trespassing on the owner’s property, then you cannot file a personal injury claim.
There are other types of personal injury claims, like workplace accidents and construction site accidents. Basically, if you are injured and it had to do with someone else being negligent, then you have a personal injury claim. You will need to find a lawyer and then make the claim within the statute of limitations, which is two years after the accident. The claim will go against the other party’s insurance and it is designed to cover any of the expenses that you have due to the accident.